Thank you for sending your enquiry! One of our team members will contact you shortly.
Thank you for sending your booking! One of our team members will contact you shortly.
Duration 14 hours
Course Outline
AI in Credit Risk: Foundations and Opportunities
- Comparing traditional versus AI-driven credit risk models
- Navigating challenges in credit assessment: bias, explainability, and fairness
- Practical case studies in AI-enabled lending
Data for Credit Scoring Models
- Data sources: transactional, behavioural, and alternative datasets
- Data cleansing and feature engineering for lending decisions
- Managing class imbalance and data scarcity in risk prediction
Machine Learning for Credit Scoring
- Techniques such as logistic regression, decision trees, and random forests
- Gradient boosting (LightGBM, XGBoost) for enhanced scoring accuracy
- Strategies for model training, validation, and tuning
AI-Driven Lending Workflows
- Automating borrower segmentation and loan risk assessment
- Enhancing underwriting and approval processes with AI
- Dynamic pricing and interest rate optimisation using ML
Model Interpretability and Responsible AI
- Explaining predictions using SHAP and LIME
- Ensuring fairness in credit models: bias detection and mitigation
- Compliance with regulatory frameworks (e.g. ECOA, GDPR)
Generative AI in Lending Scenarios
- Leveraging LLMs for application review and document analysis
- Prompt engineering for borrower communication and insights
- Generating synthetic data for model testing
Strategy and Governance for AI in Credit
- Developing internal AI capabilities versus adopting external solutions
- Best practices in model lifecycle management and governance
- Future trends: real-time credit scoring and open banking integration
Summary and Next Steps
Requirements
- A solid grasp of credit risk fundamentals
- Practical experience with data analysis or business intelligence tools
- Familiarity with Python, or a readiness to acquire basic syntax
Audience
- Lending managers
- Credit analysts
- Fintech innovators
Custom Corporate Training
Training solutions designed exclusively for businesses.
- Customised Content: We adapt the syllabus and practical exercises to the real goals and needs of your project.
- Flexible Schedule: Dates and times adapted to your team's agenda.
- Format: Online (live), In-company (at your offices), or Hybrid.
Price per private group, online live training, starting from £3200 + VAT*
Contact us for an exact quote and to hear our latest promotions
Testimonials (1)
i already have some reports that i know, i will use some of the prompts that looked at today
